How to Think and Live Like a Millionaire — Even Without Owning a Million Dollars

Have you ever thought you can never become a millionaire because your parents were never one? — think again.

Study shows that 80% of the world’s successful moguls  never had a wealthy background; they were people who had a drive to succeed, people who discovered their passions and acted on them, people who knew what it meant to not be able to afford the ideal lifestyle and decided never to fall in that category.

Often times, money is overrated and people fall victim to believing that wealth is all about having millions and billions of dollars in your account — it’s not; being wealthy simply means being able to afford and live your ideal lifestyle and in your own terms.

Would you consider a man who controls millions of dollars but yet has no time to enjoy his ideal lifestyle a wealthy man? Absolutely not. He’s more like a worker because at such point money becomes a self-prison.

More important than making money is discovering what you want to do with that money. Making money just for the sake of making money is a DEAD-END. -Patrick Schultz

So, therefore, who is a millionaire?  How do you become a millionaire even without owning a million dollars? Below are well-structured tips to help you answer these questions.

Who A Millionaire Truly Is

Are you able to go to places you want when you want to? Do you have enough money to earn yourself a decent living without working under mean bosses? Do you have the ideal lifestyle you always craved and still boast a commendable bank account? Are you genuinely happy and fulfilled? Trust me, even better than most people in control of millions of dollars, you’re a perfect definition of wealthy.

The reason why money is sought by all is simply because its the key to earning most of these ideal lifestyles — for instance, as a tour lover, you can’t travel around the world in an empty bank account.

You don’t live to work — You work to live.

A millionaire is simply any individual who have the abundance of time and space, together with enough resource to do all they ever wanted.

Therefore, you don’t necessarily need millions of dollars to become a millionaire — you just have to adopt the millionaire mindset and utilize available resources smartly.

How to think and live like a millionaire

Is your ideal lifestyle waking up from bed and laying back on the couch with a cup of coffee to enjoy your favorite movies on Netflix? Are you just interested in exploring the world and engaging in many adventures? Do you just enjoy having fun and being in the company of friends? Then work towards earning enough money to make that possible — not just millions of dollars that you won’t have time to enjoy.

Below are attributes to heed to in order to stand a chance of living that lifestyle you always wanted with or without owning millions of dollars.

1. Adopt the millionaire mindset

One main thing that differs between the rich and the average is the mindset; Millionaires think of creating while the norms only think of exploiting.

In order to live like a millionaire and eventually become one, you have to act like one. Exercise these millionaire attributes and start living like one in no time:

1. Set goals
2. Invest wisely
3. Be Strategic
4. Double your effort
5. Take new challenges
6. Seek new opportunities
7. Be positive and open minded
8. Go the extra mile to get things done

2. Define your ideal lifestyle

Credit: Vivid Screen

The money you’re in so much need of, what’s your plan for it? Are you seeking riches because others are doing the same? Learn to get clear and note down what you really want in life. Just then, chasing them becomes easier as you’re fully aware of what path to follow.

Also, note down what aspect of your life you’re unhappy/uncomfortable about. Afterward, make changing them your new goal. Research for ways to set yourself free. You don’t like your job? Seek for other jobs that are more convenient for you.

3. Live and work for yourself

Millionaires cherish independence. How can you ever live your ideal lifestyle when your daily 9-to-5 is spent on the busy hours of an office chair under a mean boss?

If you don’t find a way to make money while you sleep, you will work until you die. – Warren Buffet

Other than the stressful job your life depends on, work for yourself. Create a side job. It’s often difficult to suddenly withdraw from a tasking job and begin a startup. However, you can gradually set up your side startups and still retain your job.

There are numerous startups to choose from depending on your field of expertise; these includes online enterprises like blogging, freelancing, content marketing, etc.

Once these startups become productive, you can immediately withdraw from your stressful job and live your ideal lifestyle.

4. Prioritize Smartly

How your schemes are set up and the tasks included in it play a huge role in determining your productivity and hence can hinder you from living the ideal lifestyle if you engage in tons of irrelevant activities; you can’t expect to have time when you barely utilize the time you have properly.

As it’s generally said, how you manage your time determines how you manage your life and money.

To live your ideal lifestyle, you certainly have to hack time management — even venturing into side startups while working as stated above requires a great deal of time management.

Study yourself and the daily tasks you engage in for a while. Analyze your productivity and never hesitate to cut needless tasks.

5. Spend wisely

Spending is one thing — lavishing is another.

Despite the huge sum of money controlled by millionaires, they maintain a simple, easy-going lifestyle.

Adopt and put to practice these  billionaires’ top secret to ensuring a stable income flow:

1. No credits
2. No loans
3. Save wisely
4. Cut needless expenses
5. Spend less than you make
6. Keep your actual worth private

6. Be well-informed

Becoming a millionaire definitely requires you being at alert in all fields at all times. There are lots and lots of job opportunities presented on a daily basis. However, only the clever ones grab a hold of these job opportunities.

Don’t seclude yourself and focus only on your 9-to-5. Be flexible enough and surf for side-job vacancies often — billionaires never get tied down to a single, stressful,  low-paying job.

7. Never get addicted to money and forget your initial goals

The goal is to comfortably live the ideal lifestyle with enough fortune to afford all you want not to earn riches with no freedom.

Once you start having a taste of dollar bills, it’s important you don’t get lost in it. It’s normal to always seek more money. However, be careful not to cross the thin line and become a prisoner for money.

In as much as money is important, your happiness is a priority. Seeing money as a source of happiness always leads to an endless thirst for happiness.

Never forget, millionaires are not the ones with the riches but the ones living the ideal lifestyle. Go out today and show the world who’s the newest millionaire in town.

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Joseph Chukwube

Joseph Chukwube is an experienced content marketer, link building specialist, and a passionate lifestyle blogger. He is the Founder/CEO at Real SEO Growth, a link building agency, and Dream Chase Achieve, a lifestyle and self-improvement blog.

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